Technology for Finance
Intelligence ThatYou Can Bank On.
Digital banking, lending, trusteeship and security platforms for banks. Fourteen years in, and now entering the era of intelligence.
From LCode to TEFIN
Fourteen Years In.A New Chapter Begins.
Our digital banking platforms are moving into their next home: TEFIN. The platforms you run and the people behind them carry on. Only the name on the door changes.
- 50+
- banks and financial institutions
- 16
- countries, across four continents
- 250M+
- app downloads
- 250+
- people across five offices in India
The TEFIN Platforms
Proven Platforms.A New Home.
Every platform that moves to TEFIN is already live with banks today. Now each one has a company dedicated to taking it further.
View All PlatformsReach Trustee
Mandates, documents, alerts and regulatory reporting in one system.
Explore Reach Trustee
Why TEFIN
Same Commitment.Sharper Focus.
Over fourteen years, one company grew two distinct kinds of expertise. TEFIN gives the digital banking stack a company of its own.
Sharper Focus
We plan our roadmap, team and investment around one clear purpose: digital banking technology.
Faster Progress
The banking stack can move into the era of intelligence without waiting on a different business.
Steady Service
Day-to-day support stays with the teams who already know your systems.
Looking Ahead
Banking Went Digital.Now It Gets Intelligent.
TEFIN exists to bring that next step to the banks we serve, carefully and within the controls banks expect.
- DigitalBanking on the phone.
- Real-TimeMoney moves in seconds.
- IntelligentBanking that understands.
Send ₹5,000 to Amma from my savings.
Ready to send ₹5,000 to Amma from Savings ••4821. Please confirm.
- You ask
- TAB prepares
- You confirm
- Bank checks
Prosper in Numbers
Lending, FromOrigination to Recovery.
- 25+
- financial institutions on Prosper
- $2B+
- active loan portfolio
- 10M+
- borrowers served
- 15
- loan types supported
Who We Serve
Trusted by Banks.Used by Millions.
Each kind of institution answers to its own rules and deadlines. We build for how each of them works.
View All Institutions
Co-Operative BanksUrban co-operative banks, and state and district central co-operative banks.
Small Finance BanksBanks licensed to run technology-driven, high technology and low cost operations from the start.
NBFCs and MFIsNon-banking financial companies and microfinance institutions, including NBFC-MFIs.
Trustee CompaniesDebenture and security trustees, along with escrow, lenders' agent and share pledge mandates.
Where It Began
When Few Believed,Five People Did.
A passbook lived in a drawer and a bank lived inside a branch. In 2012, five technology architects set out to change that from Mangaluru.
Read Our Story
Rajendra ShenoyDirector & CEO
Natarajan AruchamyDirector & CTO
A. G. KarthikDirector
Rajesh PaiDirector
Prakash GanesanDirector
125+ combined years in banking and financial services technology
For the Banks We Work With
What Stays.What's New.
LCode continues, focused on the UPI switch. Our digital banking, lending, trusteeship and security platforms move into TEFIN through a demerger.
Read the Full PictureWhat Stays the Same
- Your Platforms. Everything you run today keeps running, exactly as it is.
- The People. The same teams who built and support your systems.
- Your Support. Support channels and service commitments continue.
- The Experience. Fourteen years of banking know-how in every release.
What's New
- A New Name. TEFIN on our communications, documents and support.
- A Sharper Focus. A company built only around digital banking technology.
- New AI Products. Intelligence added to the platforms you already trust.
- A New Home. Find us at tefin.ai.
Security and Standards
We ProtectWhat Works.
Security, stability and compliance come before anything new.
- ISO 9001:2015Quality management
- ISO 27001:2022Information security
- PCI SSFSoftware Security Framework
- Red Hat CertifiedOpenShift administrators
Questions
Plain Answersto Common Questions.
Still unsure? Your account manager can walk you through it.
See All FAQsTEFIN joins the two things we have always done: technology, built for finance. It is the new home of the digital banking, lending, trusteeship and security platforms built at LCode since 2012.
See It Working
Intelligence ThatYou Can Bank On.
Tell us what you run today and we will show you what it can do next.