Book a Demo
$2B+
active loan portfolio
10M+
borrowers
25+
financial institutions
15
loan types supported

Digital Core Banking and Lending

Why Banks ChooseProsper.

Onboarding, decisions, servicing, collections and legal recovery all run on one platform, so lenders can follow a borrower from the first application to the last notice.

  • 15 supported loan types
  • Paperless processing with AI-enabled KYC extraction
  • Co-lending across originators and lenders
  • AI-driven portfolio analytics

How It Works

From First Stepto Last, in One Place.

  1. 01

    Originate

    Digital KYC, electronic forms and a configurable decisioning engine.

  2. 02

    Disburse

    Automated disbursement once a loan is approved.

  3. 03

    Service

    Flexible schedules, real-time EMI and a borrower self-service portal.

  4. 04

    Collect

    Central allotment, field collection, receipts and digital reminders.

  5. 05

    Recover

    NPA tracking, recall notices, auctions and suit handling.

Inside the Platform

What You Get,Module by Module.

Loan Origination

  • Paperless processing with AI-enabled KYC extraction
  • Digital KYC and AML verification
  • Configurable rules and decisioning engine
  • Co-lending across originators and lenders
  • Product and scheme-based interest rates

Loan Management

  • Automated disbursement after approval
  • Fixed, variable and bullet repayment schedules
  • Fixed, floating and reducing-balance interest
  • Real-time EMI by auto-debit and digital wallet
  • Borrower self-service on mobile and web
  • AI-driven portfolio analytics

Tracker and Collections

  • Central loan allotment synced to staff mobiles
  • Standard questionnaire for calls and visits
  • Cheque and cash collection with receipt printing
  • Template-based notices and letters
  • Due-date alerts by short link
  • MIS reports with back-office integration

Legal Module

  • NPA tracking with next-action guidance
  • Auto-generated recall notices
  • Symbolic possession notices
  • Caveat details and results
  • Property, asset and reserve price updates
  • Sale auction, confirmation and suit handling

Loan Types

  • Gold, personal and consumer durables
  • MSME, business and working capital
  • Microfinance and BNPL
  • Auto, two-wheeler and car lease
  • Agri and equipment, education
  • Against property and against deposit

Who It Serves

Built to Standard

  • ISO 9001:2015
  • ISO 27001:2022
  • PCI SSF

Keep Exploring

The Restof the Stack.

See It Working

Intelligence ThatYou Can Bank On.

Tell us what you run today and we will show you what it can do next.

Book a DemoSee the Platforms